Financial planning can be a challenge for anyone. People may take on mortgages they can’t afford, incur too much high-interest-rate credit card debt, invest too aggressively in the stock market, or fail to establish a strong financial foundation. Now more than ever, consumers need more and better financial education.
If you found yourself among two groups of people, do you think you’d be
more likely to be among the group consisting of 70 people or the group
of 30 people? Statistically, of course, you are much more likely to be
in the larger group.
People with two jobs may find that they have not had enough withholding
to cover their tax liability at the end of the year, resulting in a
reduced refund or no refund at all. Smart clients will review their
withholding situation now, while there is time to make adjustments.
Your regular health insurance should pay most of the doctor and
hospital bills. But there are usually hundreds of dollars of
deductibles and copayments (including those for prescription drugs)
left over. Plus, if you are in a managed-care plan and go outside the
approved network, there could be additional charges.
If you are a small business owner, the need for tax planning is much more important.Many business owners feel overwhelmed by the difficulty of understanding the tax laws.Our
tax office is open all year and we offer a wide range of services,
including individual tax analysis that can pinpoint ways of saving on
your tax bill.
Important tax changes for tax year 2009 include the following...
If you found yourself among two groups of people, do you think you’d be
more likely to be among the group consisting of 70 people or the group
of 30 people? Statistically, of course, you are much more likely to be
in the larger group.
Your regular health insurance should pay most of the doctor and
hospital bills. But there are usually hundreds of dollars of
deductibles and copayments (including those for prescription drugs)
left over. Plus, if you are in a managed-care plan and go outside the
approved network, there could be additional charges.
ShopSmart Poll: Only 29% of Women Will Switch Pet Food Brand to Save Money but 68% Willing to Change Over-the-Counter Meds